At first glance, the dozens of vehicles chosen as top safety picks this year by the Insurance Institute for Highway Safety (IIHS) appear to have little in common other than doing a good job of protecting drivers and passengers. The list includes everything from mini cars to minivans, luxury sedans and pickup trucks, all built according to their own design specifications by different automakers.
Officials in California and around the country have high hopes for new "pay-as-you-drive" (PAYD) auto insurance programs they say will save motorists money - and could help save the planet - just by tailoring policies to fit the actual number of miles policyholders drive.
More American consumers than ever are bypassing agents and buying auto insurance straight from insurers, prompting several big-name carriers to focus on a more direct approach to selling policies.
If you look at two sets of data often used to track pricing trends for auto insurance in America over time, you would see that the price of insuring a car in the United States dropped by a total of 6.75 percent between 2004 and 2008, and it also rose by a total of 3.4 percent during the same period.
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